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Furthermore, clients for this kind of strategy could have severe lawful or criminal histories. It is very important to keep in mind that various providers offer an array of issue ages on their assured issue plans as low as age 40 or as high as age 80 - final expense insurance for seniors over 80. Some will certainly additionally offer greater face values, up to $40,000, and others will allow for much better fatality advantage conditions by improving the rates of interest with the return of costs or reducing the variety of years up until a complete fatality advantage is available